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Who Inherits When Someone Dies? (February 2012)

WHO INHERITS WHEN SOMEONE DIES? When someone dies without a will, we say that the person died “intestate.”  The law of intestacy explains who will inherit the property of a person who dies without a will.  Each state has its own law of intestacy.  I will...

Reverse Mortgage (December 2011)

REVERSE MORTGAGE People often ask me for advice about reverse mortgages.  They hear that with a reverse mortgage the bank pays you instead of your paying the bank, and that sounds good to them.  Here is the advice I give them:  if you want your children or other loved...

New Law: Transfer on Death Deed (October 2011)

NEW LAW:  TRANSFER ON DEATH DEED Hawaii has a new law which allows real estate to go to a beneficiary when the owner dies, without having to go to court for probate. This new procedure requires a new kind of deed, called a “Transfer on Death Deed.” Governor...