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	<title>Okura &#38; Associates - Hawaii Estate Planning Attorneys</title>
	<link>http://okuralaw.com</link>
	<description>Hawii Estate Planning Attorneys</description>
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		<title>2012 Estate Planning Update (January 2012)</title>
		<description><![CDATA[Here is a 2012 update on important numbers used in Estate Planning and Medicaid Planning in Hawaii. How much money and property can a person have at death without paying estate taxes? Under a temporary federal law, $5,000,000 is tax free this year. From January 1, 2013, only $1,000,000 will be tax free.  There is [...]]]></description>
		<link>http://okuralaw.com/2012/2012-estate-planning-update-january-2012/</link>
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		<title>Reverse Mortgage (December 2011)</title>
		<description><![CDATA[REVERSE MORTGAGE People often ask me for advice about reverse mortgages.  They hear that with a reverse mortgage the bank pays you instead of your paying the bank, and that sounds good to them.  Here is the advice I give them:  if you want your children or other loved ones to inherit your home, do [...]]]></description>
		<link>http://okuralaw.com/2011/reverse-mortgage-december-2011/</link>
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		<title>Probate &amp; Taxes vs. Nursing Home Costs (November 2011)</title>
		<description><![CDATA[PROBATE &#38; TAXES vs. NURSING HOME COSTS &#160; Many senior citizens are worried about probate and death taxes.  For most people, the fear of probate and estate taxes is misplaced.  The greatest threat to our hard earned money is not probate or taxes, but nursing home costs. This year and next year, a person can [...]]]></description>
		<link>http://okuralaw.com/2011/probate-taxes-vs-nursing-home-costs-november-2011/</link>
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		<title>New Law: Transfer on Death Deed (October 2011)</title>
		<description><![CDATA[NEW LAW:  TRANSFER ON DEATH DEED Hawaii has a new law which allows real estate to go to a beneficiary when the owner dies, without having to go to court for probate. This new procedure requires a new kind of deed, called a “Transfer on Death Deed.” Governor Abercrombie signed Act 173, which creates this [...]]]></description>
		<link>http://okuralaw.com/2011/new-law-transfer-on-death-deed-october-2011/</link>
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		<title>The Hawaii Asset Protection Trust (September 2011)</title>
		<description><![CDATA[HAWAII ASSET PROTECTION TRUST By Sanford K. Okura          On July 1, 2011, the Hawai‘i Permitted Transfers in Trusts Act was amended. This is an important change in the law because you can now transfer assets to a trust and receive money from the trust and yet have the trust assets protected from lawsuits. Under [...]]]></description>
		<link>http://okuralaw.com/2011/the-hawaii-asset-protection-trust/</link>
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		<title>Advance Health-Care Directives (Part 2) (August 2011)</title>
		<description><![CDATA[ADVANCE HEALTH-CARE DIRECTIVES (PART 2) In last month’s column I explained that Advance Health-Care Directives have two parts.  One part is a “Durable Power of Attorney for Health Care Decisions.”  It lets you name the person who will make medical decisions for you if you can’t make your own decisions.  The other part is a [...]]]></description>
		<link>http://okuralaw.com/2011/advance-health-care-directives-part-2-august-2011/</link>
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		<title>Advance Health-Care Directives (Part 1) (July 2011)</title>
		<description><![CDATA[ADVANCE HEALTH-CARE DIRECTIVES (PART 1) Everyone should have Advance Health-Care Directives.  “Advance Health-Care Directives” are instructions which you are giving now (while you can still make decisions) about how you want doctors and hospitals to take care of you when you can no longer make your own decisions. Most Advance Health-Care Directive forms have two [...]]]></description>
		<link>http://okuralaw.com/2011/advance-health-care-directives-part-1-july-2011/</link>
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		<title>The Revocable Living Trust Trap (June 2011)</title>
		<description><![CDATA[THE REVOCABLE LIVING TRUST TRAP Here is a Medicaid rule that often surprises those in nursing homes: if your home property is in a Revocable Living Trust, you cannot qualify for Medicaid for nursing home costs until you take your home out of the trust.  However, if the healthy spouse is living in the home, [...]]]></description>
		<link>http://okuralaw.com/2011/the-revocable-living-trust-trap-june-2011/</link>
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		<title>Asset Protection For Your Family (May 2011)</title>
		<description><![CDATA[ASSET PROTECTION FOR YOUR FAMILY &#160; Your will or trust probably says that you give your assets to your children when you die.  (Whenever I mention &#8220;children,&#8221; I also mean nieces and nephews, brothers and sisters, or anyone else who will be inheriting your assets.)  The problem with giving property or money directly to your [...]]]></description>
		<link>http://okuralaw.com/2011/asset-protection-for-your-family-may-2011-2/</link>
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		<title>Estate Planning Update (April 2011)</title>
		<description><![CDATA[2011 ESTATE PLANNING UPDATE By Sanford K. Okura &#160; Here is a 2011 update on important numbers used in Estate Planning and Medicaid Planning in Hawaii. How much money and property can a person have at death without paying estate taxes? Under a temporary federal law, $5,000,000 is tax free this year and next year.  [...]]]></description>
		<link>http://okuralaw.com/2011/2011-estate-planning-update/</link>
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